PRE-PAID CASH CARD FOR CONSUMER

Pre-paid cash card is a rechargeable stored value card that can be used to transfer electronic payments in online or offline system. The amount to be paid will be deducted from the value. Once the initial value has been completely used up, user can top up and continue using it to make transaction. With a pre-paid cash card, we can have faster journey and we do not need to carry so much cash with us all the time. With just a card we can go anywhere we want. It is so convenient and safe.

In every country there is different type of pre-paid cash card such as:
- OCTOPUS in Hong Kong
- sQuid in UK
-In Malaysia we have Touch’n Go

Touch’n Go Card is a well know pre-paid cash card that is widely used in Malaysia. It is convenient and easy to use. Its name basically has tells us that to operate this card; we just need to touch any side of the card to the card reader and when the system emit a “beep” sound, this indiicate that the transaction is successful and we can continue our journey. Touch’n Go can be use as a mode of payment for highways, public transport, selected parking and theme parks. Now we can even use Touch’n Go to pay at 7-eleven, Dunkin Donuts, Caltex petrol station, Burger King and few other outlets to enjoy privileges such as free gift and discount.

Each time we uses the Touch ‘n Go card, the electronic card reader will deduct the exact fare from the value stored inside the card. We can top-up or reload the card with a pre-defined amount to continue using it at any Touch ‘n Go Sales Counters ,Lorong Tambah Nilai at highways, selected Petronas stations, STAR & Putra LRT, KTM Komuter, ATMs in selected banks and third party reload agents.

To reload, we just need to present the card to the Sales Counters. Choose the reload value and pay the amount to the Customer Service Attendant. A receipt will be given after the reloading processes. For security purpose, each card can only store up to RM1500.00.

How to apply Touch’n Go?
Its EASY and FAST. You just need fill in an application form at any Touch’n Go Sales counter located at any selected Touch’n Go outlets in highways, Petronas Station, LRT Station and third party agents. Click here to search for the location near you.

This card cost RM10 each and comes with a year warranty period. You can choose a reload value from a minimum amount of RM20 and maximum amount of RM500.Then you can start using the Touch’n Go card to make transaction.

This is how Touch’n Go Electroic Payment System (EPS) Flow

By Cherly Khu